Nick Gann

A Trust as Your Life Insurance Beneficiary

tree of life

When it comes to developing life insurance policies, one of the most essential yet challenging parts of this process is determining who your life insurance beneficiaries should be and how to organize them. If you are unsure who to name as a beneficiary of your life insurance policy, you might consider a trust. However, you …

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How to Change My Life Insurance Beneficiary

gorgeous sunset tree

If you are looking to provide for your family members, loved ones, or even business partners after your death, then you may be considering establishing this financial support for them through life insurance coverage. In order to effectively do this, there are crucial tasks that must be completed correctly. Otherwise, you risk adding to the …

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Life Insurance With No Beneficiary

fading footprints

One of the primary components of establishing a life insurance policy is appointing at least one primary beneficiary to receive the death benefit following your passing. While this is highly recommended, it’s not mandatory that you appoint a specific person. You should keep in mind that the typical reason people invest in a life insurance …

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Life Insurance Policy Owner vs Beneficiary

nearing the end

Life insurance can be an advantageous yet confusing process. If understood and done properly, life insurance can provide financial security for you and your loved ones. In order to ensure this, you must first understand life insurance ownership in comparison to beneficiaries, policy owners, and insureds. First, let’s consider the general difference between the owner …

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What is a Participating Life Insurance Policy

insured person

Looking for a life insurance policy that also offers some investment options? Then participating life insurance plans policy should be considered. A participating life insurance policy is a type of policy that receives dividend payments or a monetary distribution of the earnings from the life insurance company. It is called participating because the life insurance …

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How Long Does it Take to Get a CDL (2-24 wks)


Obtaining a commercial driver’s license is time-consuming. It’s also not an easy task. But with the proper dedication and some motivation, you will have your license before you know it. Because of the many benefits that come with having a CDL, the time and effort you will have invested will be worth it. With this …

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How Life Insurance Effects Social Security Benefits

family protection

Retirement benefits through the Social Security Administration or SSA, which can be received beginning at the age 62, are not impacted by your life insurance. Since you put a portion of your paycheck toward Social Security benefits while you were working, you are entitled to them regardless of your overall financial resources. The amount of …

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