Nick Gann
When it comes to developing life insurance policies, one of the most essential yet challenging parts of this process is determining who your life insurance beneficiaries should be and how to organize them. If you are unsure who to name as a beneficiary of your life insurance policy, you might consider a trust. However, you …
If you are looking to provide for your family members, loved ones, or even business partners after your death, then you may be considering establishing this financial support for them through life insurance coverage. In order to effectively do this, there are crucial tasks that must be completed correctly. Otherwise, you risk adding to the …
One of the primary components of establishing a life insurance policy is appointing at least one primary beneficiary to receive the death benefit following your passing. While this is highly recommended, it’s not mandatory that you appoint a specific person. You should keep in mind that the typical reason people invest in a life insurance …
Life insurance can be an advantageous yet confusing process. If understood and done properly, life insurance can provide financial security for you and your loved ones. In order to ensure this, you must first understand life insurance ownership in comparison to beneficiaries, policy owners, and insureds. First, let’s consider the general difference between the owner …
Looking for a life insurance policy that also offers some investment options? Then participating life insurance plans policy should be considered. A participating life insurance policy is a type of policy that receives dividend payments or a monetary distribution of the earnings from the life insurance company. It is called participating because the life insurance …
Obtaining a commercial driver’s license is time-consuming. It’s also not an easy task. But with the proper dedication and some motivation, you will have your license before you know it. Because of the many benefits that come with having a CDL, the time and effort you will have invested will be worth it. With this …
If you’re considering joining the truck driving business, your first step is to obtain a commercial driver’s license (CDL). This comes with a cost, so you will need to be ready to invest. But don’t worry! With a CDL, you are well on your way to starting your successful career in the truck driving industry …
As part of your CDL training and one of the final steps in receiving your commercial driver’s license, you are required to pass the CDL skills test administered by your state. This driving portion will test your ability to properly operate a commercial motor vehicle. It is not just a driving test, as many first-timers …
Retirement benefits through the Social Security Administration or SSA, which can be received beginning at the age 62, are not impacted by your life insurance. Since you put a portion of your paycheck toward Social Security benefits while you were working, you are entitled to them regardless of your overall financial resources. The amount of …
No one likes to talk about dying. It’s a part of life. We have life insurance to help our loved ones pay off our debts, pay for burial expenses, or to leave something for them to make the transition less of a burden. We need to designate beneficiaries when setting up a life insurance policy, …
