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Nick Gann

How Life Insurance Effects Social Security Benefits

family protection

Retirement benefits through the Social Security Administration or SSA, which can be received beginning at the age 62, are not impacted by your life insurance. Since you put a portion of your paycheck toward Social Security benefits while you were working, you are entitled to them regardless of your overall financial resources. The amount of …

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PARTICIPATING VS NON PARTICIPATING LIFE INSURANCE

family of 5 sunset

Having the security of receiving a death benefit from a life insurance policy helps to know that there will be financial assistance for those we love if we were to pass away unexpectedly. When looking into obtaining coverage, there are two different types of life insurance to choose from: Participating and Non-Participating. Most of the …

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WHAT IS SPOUSE LIFE INSURANCE

life event in canoe

Spousal Life Insurance is coverage purchased for a spouse or partner. Depending on the type of insurance you purchase, spouse insurance may cover a husband, wife, common-law spouse or domestic partner. This type of life insurance is different from a traditional life insurance policy that is usually purchased. This one you don’t actually purchase yourself. …

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SEMI TRUCK AND TRAILER DIMENSIONS

semi trucks sunset

A tractor trailer is the combination of a tractor unit and one or more semi-trailers designed to carry bulk freight. A semi-trailer attaches to the truck with a type of hitch system called a fifth-wheel. The fifth wheel is permanently attached to the semi truck. The king pin is a part of the semi trailer. …

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What is a Binder in Real Estate

binder in real estate

In real estate transactions, there are various binders used to get the seller and buyer to closing day. In this article we will be discussing property insurance binders.  You will learn: what a property (home) insurance binder is why they are important how to secure one what they contain what to expect after your binder …

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